As of February 2020, the student loan debt crisis is at $1.6 trillion, with an estimated 45 million But navigating and escaping debt is tricky. What works best for your friend may not work for Make a PlanA financial plan is key to helping you reach your financial goals. If you don’t trust yourself to pay
The longer you wait to pay it off, the more interest will accrue. You should also set long- and short-term goals for yourself. Goals will help prioritize your For long-term goals, think big picture, like buying a house or retiring early. Learn to BudgetBudgeting is vital in paying off your loans and other debt. A great way to budget is the 50/30/20 However, if you have student loans or other debt, you need to put some of your salary toward If you have extra money one month, consider paying more on your student loan. Paying more will only benefit you in the long If you’re continually overspending on your credit or debit card, consider only using cash. A cash-only lifestyle will help you not overspend. It also helps visualize how much money you have at How to Keep Debt LowThere are a few things you can do to keep your debt low. If you have a lot of debt, paying off If you’re still in school or going back, fill out the FAFSA. Even if you don’t think you’ll receive any Shop SmartWhen shopping, it’s easy to go overboard. One minute you’re browsing with an empty cart. Next You should also consider the practicality of what you’re buying. It may be tempting to buy the How McCarthy Law Can Help You with Your Student LoansOur attorneys focus on representing people who have private student loan debt and have years Student Loan RefinancingStudent loan refinancing gives some power back to borrowers. If you’re not happy with your In a nutshell, student loan refinancing is when a private lender pays off your existing student Refinancing your student loans is a great way to renegotiate your loan’s terms, especially the There are some risks to keep in mind when refinancing your loans. If interest rates are high, you We Can Help Settle Your Loan DebtUnder our student loan settlement program, one of our attorneys will contact your student loan Our student loan negotiation program is for privately issued student loans. Private loans are Why Hire a Student Loan Attorney?There are some companies out there that claim they can assist with your student loans. These
Overall, a student loan lawyer will be your advocate, and provide essential services to settle Contact the Debt Lawyers at McCarthy Law TodayIt’s important not to let the stress of debt overwhelm you. The experienced attorneys at Here at McCarthy Law, we believe that finances are a very personal matter that should be By offering a free consultation and a flat fee, McCarthy Law supports its clients by fighting and Via https://arrestyourdebt.com/personal-finance-strategies/
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